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Qualified Medical Child Support Order (QMCSO)
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Qualified Medical Child Support Order (QMCSO)
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What is QMCSO?
Qualified Medical Child Support Order (QMCSO) is a legal document from a court of law
ordering you to include a child or children as dependents under your employee's coverage.
The situation most typically arises in a divorce case where one of the parties succeeds in
having the court order the other party to provide health insurance for the children.
What must you do when you receive a QMCSO
document?
When you receive an order, the first thing you should do is contact the health plan
administrator and notify them of the order. Many states have passed laws that also require
employers to comply with QMCSOs. Generally, these laws state that when a parent is
required by a court or administrative order to provide health coverage that is available
through an employer, the employer must permit the parent to enroll the child in family
health coverage without regard to enrollment season restrictions.
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