PlanAhead Direct

A newsletter for plan sponsors and employee benefits professionals
PlanAhead Direct Newsletter Health Care Reform Special Volume 9, Number 12

Seven Things You May Not Know About in the Senate Health Bill

The Senate bill includes a provision designed to ease out-of-pocket costs for retirees who are under 65 but who still get health insurance from their former employer. The bill would create a temporary 'reinsurance' program under which the government would pick up 80 percent of some high-cost insurance claims filed by retirees. Employers would use the savings only to make retirees' coverage more affordable by reducing their share of premiums or other costs. The Senate bill would set aside $5 billion for the program; the House-passed bill, which has a similar provision, has a $10 billion pot. The proposal has wide support among employer groups and labor unions.

Health care bills would raise taxes well before changes roll out

Americans could pay billions of dollars more in new taxes for a few years before they're likely to see significant change in the nation's health care system under legislation that Congress is considering.

Senate Passes Amendment on Health Services for Women

Breaking an impasse, the Senate approved an amendment to the health care bill requiring insurers to provide mammograms and other services for free.

New Survey: 'Cadillac Tax' Would Force Employers To Trim Health Insurance Costs

Two-thirds of employers would raise deductibles, change insurers or scale back coverage to avoid the so-called Cadillac tax on high-cost benefits proposed in the Senate Democrats' health care bill, according to a survey released today by consulting firm Mercer.
http://www.kaiserhealthnews.org/Stories/2009/December/02/cadillac-tax-cost.aspx